If you burn yourself on hot tea or coffee while reading this, don’t come crying to me


Nothing on this blog constitutes advice in any kind, form or shape. If anything I write seems like advice or consultation in any matter, you have read it wrongly. It isn’t. I don’t want you to execute transactions in financial instruments, commodities, currencies, metals, gold, diamonds, oranges or whatever you can think of from matter to anti-matter.

I don’t want any part in your drinking too hot coffee and burning yourself, in wearing shoes that hurt your feet, in spending your money on Bug Out Locations, in going mad waiting for the Singularity etc. I simply do not intend to take any part whatsoever in your decisions no matter what they are about.

My beliefs and the financial strategies discussed on this site are not to be used without proper financial analysis of your personal situation. I strongly suggest you seek help of a financial advisor or, even better, a Certified Financial Planner in order to assist you in any financial planning.

I am not selling or advising to buy any financial products. You may analyse my opinions and determine if they suit you or not.

The information provided on this site is not financial advice and I am not a financial professional. Actually, I’m unemployed. Feel free to read at your own risk.

Consider everything on this site and in my books and newsletter to be modern day fairy tales with no bearing whatsoever on real life. All expressions of opinion reflect the judgment of me as of the date of publication and are subject to change.

Information on this website and blog do not involve the rendering of personalized investment advice. A professional advisor should be consulted before implementing any of the options presented. No content should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation.

Information on this website and blog is not an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned herein.

Hyperlinks on this website are provided as a convenience; I disclaim any responsibility for information, services, or products found on websites linked hereto. I am not liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this website. When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to.

This includes scolding yourself on hot tea or coffee while perusing my site or third party sites.

Third-party rankings or recognition by rating services or publications are no guarantee of future investment success. Working with a highly-ranked advisor does not ensure that a client or prospective client will experience a certain level of performance or results. These rankings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation. Generally, rankings and recognition are based on information prepared and submitted by the advisor.

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for your portfolio. All investment strategies have the potential for profit or loss and past performance is no guarantee of future success.

In short, the world is risky and unfair. Deal with it instead of blaming others for your inadequacy.

Historical performance results for investment indexes and/or categories, generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have the effect of decreasing historical performance results.

Economic factors, market conditions, and investment strategies will affect the performance of any portfolio and there are no assurances that it will match or outperform any particular benchmark.

Images of various organizations do not represent an endorsement by me

If there is anything unclear of whether I am dispelling advice publicly, that stops here. Nothing on my site constitutes advice. Get it?

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