About

Hi, I’m Sprezza

I used to manage a billion dollars at a prized hedge fund, but retired before turning 42 (yes, I’m a Douglas Adams fan)

Now I run a podcast (Future Skills), manage my own investments, mostly private start-ups, as well as my most important assets – my body and brain; and share my insights in letters, podcasts, books and articles (check out my Best Of page if you don’t know where to start)

 

“Happily honing my future skills and investments

in the run-up to the Singularity”

 

learn to appreciate the cheaper things in life

This is me and my friend, a German Shepherd-Doberman rescue dog called Ronja (female, born April 1, 2008)


Other introductory pages: 

Sprezzatura, what does it stand for? Retard’s Notebook, disclaimer (no financial advice), e-book (my book[s]), newsletter (subscription page), and of course my BEST OF page, with my most important articles.


In 2010 the hedge fund where I was one of three partners (as well as Managing Director and Portfolio Manager), received the HFR award for “The European Hedge Fund Of The Decade (2000-2009)” in competition with thousands other hedge funds.

Then I retired

cropped-Eurohedge-2008.jpg

Read Ludvig Sunström’s portrait of me and the 15 lessons he gleaned from meeting me, if you want to know more.


I want to provide you with perspective

This site, my free eBooks and newsletters are all about providing you with reference points from my experience within finance, technology, health, psychology, philosophy and personal development; distilled into methods to improve and grow, to prosper in the face of societal challenges and rapid technological evolution.

This picture (below) shows my view of the world, and the way to avoid getting trapped in “Whore Village”, where the Joneses are working for money alone, and unhappily and futilely keeping up with each other. 

career choice sucess happiness

 


 

What you’ll get

Weekly articles and newsletters on Investing, Education, Skills, Career choices, Psychology, Brain Science, Habits, Philosophy, Technology, Finance, Economy, Health and Fitness – and more.


The Newsletter

I recommend you sign up for my Newsletter to receive updates, as well as access to my free e-book about making and managing big money.


Improve your life

I want to help you identify and achieve your desires, get results in life, while enjoying it and not being a dick

I myself applied persistence and leverage to what little talent I had, and came out on top. You can do that too with a little guidance. The important question, however, is “what is the top, your top”?

The following short and partial biography shows how little I had going for me and how far I got. Do you want to emulate my success? Then keep on reading

fut hfotd2

 

Born in the eternal night above the polar circle, bullied as a child…

I was born in the coldest part of the winter of 1972, in Jukkasjärvi/Kiruna, above the polar circle in Sweden.

I almost froze to death in the first week, when our old Ford Taunus broke down during a 100 mile transfer between hospitals.

jukkasjärvi ice hotel

The Ice Hotel in Jukkasjärvi


I was bullied in school

…for being short and thin, a year younger than my peers, and talking with a northern accent.

I turned my energy toward the fairness and predictability of mathematics and computers, which taught me discipline, patience, algebra, languages, logic… – and programming too. Learning these valuable skills early on, rather than acquiescing at formal school’s snail pace, enabled me to leave all competition and bullies far behind.

The sum of my experiences also made me a libertarian, transhumanist, singularitarian, flexitarian and atheist.


Come graduation from high school…,

I was made flag bearer, as well as received a large scholarship directly from the hands of His Majesty the King of Sweden, Carl XVI Gustaf (for excelling in math and physics over the course of three years).


College time

I chose between studying chemistry (I just might have become a real life Breaking Bad) and applying for Sweden’s most prestigious college; Stockholm School of Economics. Partly to poke a finger in the eye of my former bullies, I chose the latter and moved to Stockholm, the capital of Sweden.


The least connected in Stockholm high finance

I began with nothing, in a new city, with no education, no friends, no contacts, no family… and worked myself to a significant negative net worth, by accumulating a student debt to study finance.

After a couple of dog years (1994-1996), at a third tier broker firm, things took off, e.g., resulting in me helping inflate the stock market IT bubble, and rendered me a Swedish number 1 analyst ranking in my industry sector, and culminated with award ceremonies in 2009-2011 in London for outstanding performance.


I decided to retire a few years later, to free up time for more productive endeavors. My last day as Managing Director, member of the board of Futuris etc. was on January 1, 2015.


More than finance

Health

I go to the gym every other day, and I drink natural fish oil from ArcticMed every day

Trial and error built this 40+ year old body

Trial and error built this 40+ year old body. No cardio. No dieting.


Favorite villain

the quantum statues in Dr Who – blink and you’re dead (transported in time and left to die of old age eventually)

SpreZZaturian favorite villain


Inspirational people

Ray Kurzweil, Richard Feynman, Brian Cox, Julia Louis Dreyfus 

julia louis dreyfus SpreZZaturian


Violence

Nope, I’ve never killed anyone.

I’ve had 8 concussions, 2 torn ACLs (reconstructed from my hamstring tendons), probably broke a few bones here and there in my hands, feet, wrists etc. but never bothered to check it up. I waited 13 years before diagnosing my first torn ACL… Retarded.


Quotes and stuff:

  • Too weird to live, too rare to die (me and you)
  • When you come to a fork in the road – take it (yep… take it)
  • We’ve traveled this way before (we are star dust, literally)
  • Try pouring a ton of steel without rigid principles (principles are principles)
  • Every man is an island (yes we are, even if 99% of our genes are bacterial)

(my take on 16 useful and important quotes)


5 good tunes

  • Moonlight Sonata (Piano Sonata #14 in C sharp minor)
  • The Goldberg variations – Bach
  • Lost – Within Temptation
  • Still Dre – Dr Dre

My rescue dog

Ronja was rescued from a shelter (and before that from utter misery and an apartment fire)

Since then she’s gained 30% in bodyweight and moved in with me (December 17, 2014).

Ronja efter branden

Ronja right after the fire


If you managed to read all the way to the end, you really should subscribe to my newsletter and read my free e-books.

Why not try my podcast Future Skills which is all about how to prepare for accelerating change?

Subscribe to Future Skills on: iTunes| Android

 

72 Comments

  1. Hi Mikael,

    I have a quick question for you. I just completed my Ph.D. in electrical engineering, and I’m overwhelmed by the number of quant analyst jobs there are available for me. They pay very highly! Much more than my own field.

    But thus far I have never never touched finance.

    Do you think it is worth making this jump? What I’m asking is, is there a real promise of growth and opportunity? Or is the starting salary just to lure us in?

    If yes, then what kind of introductory book would you recommend? I literally know nothing about Hedge Funds etc.

    Regards,
    Shaun

    • Quick answer, perhaps without really thinking it through:

      I think quant is more or less the only place to be going forward.

      In addition, if the markets don’t crash i think the starting salary is just the starting salary and there is much more to come, in particular in quant funds that perform and grow.

      OK, so far so good.

      It’s just that I think markets will crash soon. I also think trading volumes will fall abruptly. On top of it all, I think many quant funds will be hurt badly in the fall (some will perform spectacularly well, but most will be crushed in the stampede for the exit – if they even decide to exit at all)

      Regarding books for an aspiring quantie, I have no idea. I think being good at math/statistics should be enough. A quant usually isn’t supposed to care about the economy, the market, fundamentals etc anyway.

      Good luck!

  2. Hi Mikael,
    Love the blog!
    If you were a teenager today, would you study finance and head to a Wall Street job, or study AI related fields and work in that industry? It seems like AI is the next breakthrough for humanity with unlimited possibilities but finance is far more stable and lucrative in the short term.
    I would really appreciate your thoughts on this.

    • For one, I think you’ll see that the finance industry isn’t as stable well before the end of this decade.

      Friends of mine at the highest positions on various international broker firms agree with me that at least stock broking is… going broke, leaving room for very few players. Volumes are already dwindling, and 80-90% of that volume is “fake” to begin with. Sure, there are many other ways to work in finance, but expect most traditional ways from hedge funds to mutual funds to being an analyst, broker, working in corporate finance etc to quickly become very difficult to enjoy or profit from.

      Second, could you imagine working in finance for 10-20 years even if you didn’t make good money from it? That is, would you enjoy it even if you only learned skills and facts rather than amassed a large bank account?

      Anyway, I personally would definitely not aim for Wall Street or any other kind of finance related career. I would go for something fun, something meaningful, something tangible, something lasting, something to be proud of. Even if you succeed in finance all you really get is money, which is all good and dandy if it happens quickly enough for you to get out and then do what you really want, but as it looks now you might not even get that.

      Robotics, AI, marketing, psychology, anything creative (games, music, movies, virtual worlds), food (vertical farms, insects, algae), energy (fusion, solar, wave), water (desalienation, purifying), the environment (carbon capture, cap&trade-schemes, toilets). All of these from the top of my head sounds infinitely more robust, attractive, fun and meaningful to me. The last few weeks I’ve actually been toying with the idea of starting an insect farm to produce insect food.

      If you are a teenager and thinking about going to college, you would probably be amazed to see how far the AI field had progressed by the time you started looking for jobs. Google (all about machine learning, big data and AI) is already one of the most valuable companies on earth and they are NOT telling us all they are doing. I would have loved to even just dream of working on various AI projects there side by side with Ray Kurzweil.

      And if you are dreaming about buying sports cars and yachts, I don’t think studying finance and aiming for a job at Wall Street is the way. But you really should ask Wall Street Playboys if they still think it’s a plausible path to get rich enough, predictably and robustly, given hard work and a reasonable IQ/EQ.

      • So if you don’t think working on Wall Street is the way to wealth/happiness (ideally both), do you think tech would serve me better? What you said about brokerage is very true, it keeps getting harder to make money. Do you think its like that across the board or are certain areas of Wall Street IB/PE still strong? What you said about Google is really interesting.
        Once again, I really appreciate your time.

        • Some finance outfits will continue to consistently make a lot of money in finance. It’s just very hard to know which ones and how to get in on it. Perhaps it will be fundamentally driven hedge funds – THAT would be new. Unfortunately they are struggling now, so no new hires for a while.

          First and foremost I think tech is more fun and rewarding. It CAN be good for your finances too.

          My main point really is, you can’t pick an area and get rich simply by being smart and hard working. Hence you should pick an area where you’ll be happy/fulfilled. And quite possibly you’ll become wealthy too after long enough… or stop caring about money on the way.

          Tech and the environment are two excellent routes, I think. Finance is mostly meaningless, even if “business” (making deals) can be fun and meaningful.

          I would go for some crossover between medicine, psychology, anti-virus, AI, robotics, automation, clean energy, water purification/desalination and parentless protein (plant, lab grown, insects).

          Or for entertainment for that matter if you enjoy that kind of stuff – gaming, animation, tech-porn.

          AI-robotics-porn WILL become big someday. And I’m SERIOUS about this.

  3. Hej, jag är mitt uppe i att välja universitetsutbildning och väljer först o främst mellan hhs och industriell ekonomi. Jag tycker båda verkar likvärdigt intressanta och är i processen att komma i kontakt med personer som valt dessa tidigare och jobbat inom industrier där jag själv skulle kunna tänka mig att bygga karriär(professionellt). Antar att du kan se min email, skulle uppskatta starkt om du vill höra av dig, jag vill inte spilla ut all personlig information på internet.

    • Jag har svarat (nja… inte så långt, men då har du en adress att skriva till) på e-mail

  4. Hi Mikael !

    First of all : I really enjoy reading your blog, even if i have from time to time different oppinions than you (especially on your oppinion about books, will post my view on the article page).

    So, keep up the good work !

    Second : You have a finance background, but i am pretty sure that you’ve encountered a lot of interesting people during your career and/or acquired a lot of experience in other fields than finance:

    What kind of advice would you give someone who wants to get his foot into the door of the real estate industry ? Any blogs about this topic you could recommend ?

    Some background info about me :
    German, 28 years old, business administration background, already owning 8 appartments in a medium-size, but growing city, almost no debt.

    Thanks for your time and hopefully i can contribute something useful to the community in the future.

    Best regards,
    Eugen

    • I’ve got several friends in real estate. All of them started early and in some way or another had a natural way in (a parent or friend being a realty broker, landlord or architect, e.g.)

      My guess is that if you already have 8 apartments for rent you know much more than I do about relevant information resources. All I know about real estate is through conversations with my friends in the business (right now, e.g., one is a property developer [previously a landlord], another is an urban area designer, one is a real estate fund manager, another a landlord). I’ll probably finance a project or two but I leave all the nitty gritty to them (contacts with authorities etc).

      So, I’m sorry to say I don’t have anything of value for you.

  5. Since you don’t really have an email I decided to post the question here.

    According to Wall Street Playboys the only way to be well off is to go into “Sales, Silicon Valley or Wall Street” or to become rich is to “Start a company”.

    I’m almost graduating college (wasted all that time on a shitty degree tbh) and I want to go into the business part. Why? Because I don’t have the possibility anymore to go to college again and go straight for Sales, Silicon Valley or Wall Street (finance). At the moment I have the possibility to work at a semi top Digital Marketing agency in Belgium and start grinding those hours to become as good as possible as quick as possible (I think you are known with the 10000 hours of deliberate practice rule?). If I would go for 12 hours a day it would take me around 4 years to get there and have a much higher chance to start a successful business.

    I’m willing to go for it, I’m just a bit scared because nobody in my family or friends are going that way. I know the pay in the beginning will be quite low but again I’m willing to go for it.

    Thanks for reading. You can contact me on via e-mail or post a comment here. I hope you can answer as soon as possible.

    • Hi Rob

      I apologize for not making my e-mail easier to find (mikael.syding@gmail.com). It’s included at the bottom in every e-mail campaign but I guess I could feature it directly on the website too.

      I think you’ll learn the ropes much faster than in 4 years. The original findings on how to become an expert noticed a span of 3’000-30’000 hours of deliberate practice, and that’s neither a necessary nor a sufficient condition. I also think it applies more to sports than to business. Most people in finance, e.g., develop a strong intuitive feel for the market during their first 6 months, thanks to spending all their waking hours thinking about market variables. As time goes by, that feel diminishes but leaves room for perhaps a deeper understanding of actual investments.

      Anyway, my point is not to get a hang up on an old, flawed and mostly debunked research report. Also, I think you can do better and faster, if you deliberately set out to learn all you can as fast as possible in order to become your own in a few years.

      I think 12 hours a day is a good target. Many newbies in finance or mgmt consulting work more, but many of those hours are spent as mindless drones, just doing what they are told and not really thinking about the deeper meaning or what they can learn from it. They just want the promotion that comes from enough face time. Make sure you are rested enough to sort through what you learn each day and write it down in a structured manner in your commonplace. Keep imagining that you would start your business next month – what would your first action be?

      Of course you should do it.

      PS: answer here for everybody’s benefit, or write directly to me if you want to keep it private.

      • The conversation can be public because I believe in free information. If anyone has the same doubts I hope they find this answer.

        Yes I do believe that certain areas needs more or less than the 10000 hours rule. I just like to use it as a benchmark before going BIG in a certain field. My Work ethic is ok, but I can probably improve it.

        I also received some more information about the agency but it looks like the deal ain’t that great. Because of that I’m trying to convince my parents to get me back into college (Belgium has a very low cost system, the max I will be paying after some calculations will be 5k if I stay at home) and I have no problems with paying 70% on my own. I can go all in during this time, go for internships as soon as possible and make that period as good as possible with a good plan and strategy!

        I’m just wondering how to apply the WSP theory in Europe. I like numbers, I like sales so the finance / investment world would be great, but I have no idea where to start in college. (I also like entrepreneurship, but that’s something for during my free time).

        I’m hoping you can get me somewhere on a good path as I’m not willing to screw it up like the rest. If you want I can email you the options that are possible and we can discuss it. Look at like a sort of mentor thing ;-).

        Thanks for answering me!
        Greets,
        Rob

        • Unfortunately I think I’m out of my depth here. I really only know the path I myself took: Natural sciences in high school and Finance and statistics at college (Stockholm School of Economics). My closest colleague at the hedge fund, however, studied completely different things. For a finance career in Sweden you typically study accounting, finance or macro economics at Stockholm School Of Economics or one of the other 4-5 universities that allow for the same degrees (NB: many Swedes continue to high flying finance careers in London and other European capitals).

          During their studies they work on summer internships at brokerage houses or back office operations of hedge funds. After graduation it’s a numbers game: applying for every finance-related work you can think of, starting with analyst or portfolio manager assistant at a hedge fund or mutual fund, analyst/broker assistant at a broker, or some other finance related job (back office, settlement etc), the SEC (!) or the finance department of a large corporation (hoping to gain both finance-related work experience and some real industry knowledge that can be valuable when they finally land the job they’re really after).

          All this seems obvious and I’m sure I’m not saying anything new here [rambling] but I really don’t have anything else to contribute without knowing even more specifics. I don’t have a clue as to what schools or specific companies where you are planning to study or work.

          • Yes I can understand. I’m going to look at each option that WSP, see how the possibilities are in Belgium and then look how far I’m already developed in that area.

            Thanks for the information!

  6. Sorry to bother you again. I’ve send you a follow up email with a brief plan. It’s my last question and I won’t waste your time anymore after it.

    • It’s not a waste of time trying to help you, when you are sincerely asking for advice. I thank you for taking the time to interest yourself in my writings, and I am humbled that you think enough of me to ask for my opinion on important decisions.

      I’ll answer soon.

  7. Efter många års uppgång på börsen och med 0 i ränta, men tyvärr inte tålamod att bara sitta på 100% kassa till nästa börskrasch.., vad av följande skulle du säga att idag är de sämsta av mina idéer;
    – blanka Fingerprint
    – Xact Bear
    – Brummer MS
    – preffar, t.ex Akelius
    ??, hjälp!

  8. Ang, Puh..,ovan, du hade väldigt rätt! FPC upp 26% sedan du avrådde från blankning.

    Undrar sedan om vi vill ha vårt Visa kopplat till vårt fingeravtryck? En kod som vi aldrig kan byta!
    Kan fingeravtryck sparas och kännas igen som en bild, om än med aldrig så sofistikerade algoritmer, kan de nog “luras” av en bild istället för ett finger också..

    Provar ditt tålamod med en fråga till..
    Arise värderas till ca 50% av eget kapital, trots att vindkraftparker säljs till goda priser. Elcertifikat-priser ska höjas från 1 januari 2016.
    Arise har vidare två herrar högt i ägarlistan som brukar landa fint på fötterna..(PG, JC).
    Om parkerna säljs till IKEA eller Facebook eller annan borde värdet kunna dubblas kan jag tycka.
    Tokigt tänkt av mig igen?

  9. Hi, just read an interesting piece of text of yours. You got me. I don’t really care much about the story itself regarding FPC, what I do like, is your approach and the way you write. Sounds like profound knowlegde, experienced in loosing (and winning) and most importantly I believe in you. I read an article regarding market psycology, not regarding FPC or how you’ve overcome loses. Can I ask you a question, by whom are you inspired and are you completely out of business?

    //Mads

    • Hi

      Thanks for the comment. Right on the spot btw; my anecdotes are only for general and illustrative purposes, not for specifics.

      Richard Feynman (Nobel prize winner in [quantum mechanics] physics) is my all time most inspirational person.

      Otherwise I draw my knowledge and style from a very wide net of physical and fictional characters. Just check out my book recommendations posts to get a sense of what I like and mirror.

      I like the writings of finance people like Seth Klarman, John Hussman, Howard Marks, Ray Dalio, Vitaliy Katsenelson, Jeremy Grantham and Bill Gross. I’m in awe of the imagination and writing of sci-fi writer David Simpson, Douglas Adams’ dry humor and Terry Pratchett’s wit. I just love the podcast hosts of “The Gastropod” (Cynthia Graber and Nicola Twilley).

      In general you could say, anybody doing useful work using a diligent scientific method is my inspiration.

      Out of business… It depends, as always. I’m in control of my own time, but I do have a blog, a podcast, a few unlisted investments and a dog. I don’t make any money though, if that’s what you’re asking.

  10. Hey Mike,

    Your website is hilarious but also very informative – loved the post on ‘One Breath’ and ‘Just One More’.. I used to do ballet on a semi-pro level and a variation of the ‘just one more’ thing really did wonders for my progress :).

    I wanted to ask you for some advice – I hope to get into institutional equity sales (non-finance background, my degree is in natural sci just like yours) – and was wondering if you have any advice on what the best path to do so would be. Getting a sales assistant position? Seems a bit risky but is it worth it?

    • “Hilarious” is about the best thing you could say to me. It’s probably unintentional but still much better than boring.

      If it’s equity sales assistant we are talking about, that’s probably the fastest route. I usually advice finance wannabes to only apply for the exact job they want and not hope that lurking in the shadows (back office) of a hedge fund will land them a PM position sooner or later. However, sales assistant and sales are just a bathroom break apart. As soon as you get to answer the phone, proving your skills (knowledge and personality) you’ll soon get your own clients. Just make sure you use your time as assistant to LEARN the same things your superior does: read up on the research, on the clients’ positions; pay attention to what he/she is doing effectively and where he/she is lacking/slacking.

      Ask me again if you think I missed the point, the actual question.

      • Hey – thanks for getting back to me :).
        Really appreciate the insight.
        I will try to connect with some people from the field in my country
        and let you know how it goes

        (Lol I didn’t mean hilarious in an offensive way.. The best writing = writing with a sharp sense of humour :P)

  11. Hej Sprezzaturian,

    Jag pluggar maskinteknik på en (topp)högskola i Sverige. Förhoppningen är röra mig mot industridesign/konstruktion och därmed kombinera det vetenskapliga med det kreativa. Hur ser du på framtidsutsikterna för ingenjörer i Sverige och globalt? Tack för en intressant blogg och podd.

  12. Hej
    Läste nyss att Brummer avvecklar ännu en fond. När man studerar deras resultat, t.ex för Multistrategi och den belånade varianten förstår man det. På kortare tid, t.ex senaste halvåret är avkastningen efter avgifter negativ. Betraktar man deras resultat över längre tidsperioden, t.ex 1 år/2år/5år/10år eller annat förlorar de klart mot en aktieindexfond.
    Borde de inte, bortsett från att trygg lön och bonus är kul, avveckla allt, alternativt byta ut förvaltarna och styrelsen mot några som iallafall är på medelkompetensnivå inom värdepapper?

    • Jag tittade in på deras hemsida och hittade följande graf. Där tycker jag att det ganska tydlig framgår att volatiliteten och downside risk är mycket lägre i de olika varianterna av BMS. 2xL har dessutom gått klart bättre än världsindex för aktier.

      • BMS 2xL och Zenit är båda ned ca 7% de senaste 6 veckorna!
        Att de sedan lägger ned fonder som rasat i värde får iofs deras hemsida att se bättre ut. Ingen tröst för andelsägarna dock.
        Den information de lämnar om värdeutveckling per telefon skiljer sig avsevärt till deras fördel vs siffrorna som finns på Morningstar. Märkligt..Och graferna för respektive fond på deras hemsida stämmer inte heller överens med verkligheten även om de av någon anledning har gjorts märkligt små och svårlästa… Brummer vill möjligtvis ge korrekt information..Förmågan att räkna procent är det tyvärr tveklöst sämre ställt med. Liksom matematikkunskaperna i övrigt. Däremot är förmågan att lyfta bonus till förvaltarna utmärkt.

        Men med några kreativa grafer och nya hastigt uppfunna fonder ska det väl gå fint att få hänga kvar på kontoret ett tag till.

  13. Hej,

    Tack för en grym Podd. I ett av avsnitten pratade du om vikten av att stretcha höftböjaren. Jag behöver definitivt det men har bara jobbiga övningar. Att kunna göra det I soffan när man ändå sitter där later grymt. Har dock inte lyckats finna ut hur du gör. Please beskriv hur du gör eller bild.
    Tack på förhand
    Håkan

      • Skulle gärna vilja ha samma mail skickat till mig =) Tack för en grym podd!

      • Tjena!
        Tar gärna en kopia på det!
        Väldigt intressant pod förövrigt.

        Mvh Fredde

  14. Hey Mike,

    I’m 18 years old have always been in love with both entrepreneurship and the stock market. I have a business in the healthcare industry that is doing well but I really would like to be in the stock market. I read a lot but I have zero experience, also my motivation is simply because I think it’s a lot of fun (and maybe because of the potential monetary gains), and I have thought about it since I was 14 (I know that’s not a lot but I haven’t lived a lot either). I’d just like to know your opinion on me splitting my time between my businesses and the stock market, what are some tips for a very young beginner and advice on finding a mentor.

    Thank you, and congrats on an awesome website!

    • Thanks.

      On mentorship I can only advice you to look around you where you live.

      My advice is always to stay away from the stock market. It’s better for all if intelligent people focus on inventions and production instead of gambling.

  15. Your history is inspiring Sprezza!!!

    I feel identified with what you say about being bullied by rich guys at school. I’m trying to get an entry job in the hedge fund industry (I’m finishing my degree right now) but I haven’t been lucky. I keep reading and managing my savings in order to gain some ‘experience’ and knowledge.

    I also want to teach myself maths as I find it really interesting (applied to physics) but I have a really basic level.

    As you I also love sport, but I include cardio in my routine and I workout 6 days a week.

    Any advice?

    Keep going Sprezza, you’re a boss! ;)

    Regards

    • Regarding how to get that first job, all I can say is keep trying*… With the caveat that I don’t recommend anybody going into finance :) But you knew that.

      *be different, craft an unusual CV and cover letter, approach differently, prove value, pitch an idea, be a doer.

      • Thank you very much for your answer Sprezza!

        I sent you an email to the one that appears in the right margin of the web, let me know if you received it.

        And, as you learned maths and programming alone, any advice to learn math alone?

  16. Hi Mikael,

    I want to let you know your website is one of my favourite places for no-nonsense advice. I enjoy reading your articles mostly due to the fact that they seem honest and not trying to sell me something (that’s a major point, actually). While I can’t say I agree with everything, your results speak for themselves.

    While I am writing, I would like to throw in a suggestion for an article topic. I would be very happy if you share your personal experience with staying focused on one task and finding the right work-life balance, if this thing can actually be achieved. Did you completely dive into your work and studies? I personally find it really hard as there are so many things I want to do besides working and studying, so I would appreciate hearing about your personal process. Keeping the internal motivation alive is also a something I would be happy to know your thoughts on, as is avoiding burnout.

    My main point is did you have to sacrifice everything for a large period to get where you are today, and if you had, how did you manage to survive both physically and mentally? I think a lot of people would really benefit from your experience in this area, as in today’s world there are so many distractions. I am not mentioning sheer laziness, but it’s heavily implied.

    Keep up with the good work, Sprezza!

    • Thanks for the idea. I think you may enjoy today’s article on commitment.

  17. Hi Mikael,

    I’m 43 and have net worth. I’ve made and spent a lot of money in the entertainment industry throughout my career, but it’s a young man’s game and the clock is ticking. I’d like to be wealthy and financially independent.

    Am I fucked?

  18. Hej Mikael!

    Grym podd och blogg!
    jag kan ha missat det i tidigare avsnitt i veckans bok. Men jag tänkte höra med dig om du har någon bok att rekomendera som handlar om de psykologiska aspekterna om varför vi agerar som vi gör vi vissa situationer? Alltså, jag vill veta mer om våra instinkter för att bli bättre på aktiemarknaden.

    Mvh Robin.

    • Hej, jag har ingen riktigt klockren bok för ämnet tyvärr. Investing Psychology av Tim Richards kommer ganska nära, men det är ingen helhjärtad rekommendation.

  19. Hello there,
    Being in the US I don’t have access to the fish oils you reference. Do you have any recommendations for those in the U.S.?

    • Unfortunately I have no clue what products you have, but as long as you go for natural fish oil rather than concentrated capsules you’re probably okay. I’ve heard about Nordic Naturals or something like that on The Gastropod I think. That could be worth checking out

  20. Hej, tyckte din bok var jättebra!

    Vill bara säga för att hjälpa till att jag hittade ett stavfel på sidan 36, du känns som en sån perfekt som vill rätta det… :)

    • “hthe”

      Tack. Jag skulle gärna fixa det, men i o m att jag låtit “någon annan” skapa dokumentet vet jag inte riktigt hur jag kan fixa det och spara om det.

  21. Thank you for your awesome Content. It truly educates and enriches My wifes and My Life.
    Stay awesome Mr. Syding :)
    Kind regards from your loyal Long Time readers.

  22. Hi Sprezza,
    You asked for some feedback on your site. I’ve really been enjoying reading it. We are about the same age and I find your writings inspiring. I’ve been trading for decades with mixed success and I feel like there is a lot to learn from your perspective on things.
    Plus, I enjoy your perspectives/posts about fitness, lifestyle, wellness, etc.
    I just wish I spoke Swedish so I could listen to your podcast and read all the articles.
    Please continue to post. You are putting a lot of value out into the world!
    Regards,

    Jeremy

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